4959 Lamia WayOceansideCA92056








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oceanside at 4959 Lamia Way, Oceanside, CA, 92056 offers a 4.68% rental yield on a $1,229,000 purchase with $4,795/mo rent. 91% in year one. Equity gained on principal adds $7,931/yr while 5% annual appreciation supports $339,550 over five years. Portfolio math shows five-year ROI at 59.84% and total cumulative return in cash at $238,292. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,795/mo property income against a $6,015/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92056, Oceanside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,842 (100%) |
| Owner Occupied HU | 13,528 (61.9%) |
| Renter Occupied HU | 7,257 (33.2%) |
| Vacant Housing Units | 1,057 ( 4.8%) |
| Median Home Value | $801,946 |
| Average Home Value | $839,820 |
Housing Distribution
Address Breakdown
Residential
21,082
Single Family
18,342
Multi-Family
2,740
Businesses
1,107
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Listed by: Barbara L DuDeck • RE/MAX Connections
Mls Name: SDMLS
Mls ID: #2601219








