4951 Surfcrest DriveOak HarborWA98277








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oak Harbor at 4951 Surfcrest Drive, Oak Harbor, WA, 98277 earns from $3,000/mo rent with a $6,167/mo payment. Total monthly income totals $3,000/mo. ROI tracks 6.92% on current figures, and rental yield reads 2.86% at a $1,260,000 purchase. Equity gained on principal adds $8,131/yr, and 5% annual appreciation supports $348,115 over five years. Five-year ROI reaches 32.87% and total cumulative return in cash sums $134,205. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,000/mo property income instead of your personal income.
Single Family
Built in 1968
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98277, Oak Harbor, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,793 (100%) |
| Owner Occupied HU | 10,670 (60.0%) |
| Renter Occupied HU | 6,063 (34.1%) |
| Vacant Housing Units | 1,060 ( 6.0%) |
| Median Home Value | $508,169 |
| Average Home Value | $585,098 |
Housing Distribution
Address Breakdown
Residential
16,785
Single Family
15,582
Multi-Family
1,203
Businesses
983
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Listed by: Jeannie Hood • John L. Scott Lake Stevens
Mls Name: NWMLS
Mls ID: #2427923








