495 Clay StMontpelierID83254








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montpelier at 495 Clay St, Montpelier, ID, 83254 uses $84,533 cash to close to unlock $3,973/yr annual cash flow and $331/mo monthly cash flow. Total monthly income runs $1,798/mo, and a $1,248/mo payment keeps the spread at $331/mo. Purchase price stands at $255,000, and rental yield measures 8.46% with $1,798/mo rent. Return on cash invested shows 24.61% in year one, and 5% annual appreciation builds toward $70,452 over five years. Five-year ROI reaches 127.52% and total cumulative return in cash records $107,792. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,798/mo property income covering a $1,248/mo payment rather than investor’s personal income.
Single Family
Built in 1956
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83254, Montpelier, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,937 (100%) |
| Owner Occupied HU | 1,340 (69.2%) |
| Renter Occupied HU | 321 (16.6%) |
| Vacant Housing Units | 276 (14.2%) |
| Median Home Value | $283,088 |
| Average Home Value | $331,377 |
Housing Distribution
Address Breakdown
Residential
1,568
Single Family
1,494
Multi-Family
74
Businesses
180
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Nearby investment properties with comparable prices



Listed by: The Nelson Group • Keller Williams Realty East Idaho
Mls Name: SRMLS
Mls Provider:
Mls ID: #2175859
Disclaimer: Copyright Snake River MLS. All rights reserved. Information is deemed reliable but not guaranteed.







