4949 N Emerald CtMaizeKS67101
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4949 N Emerald Ct, Maize, KS, 67101 in Maize at $469,900 earns $3,186/mo in rent and nets $60/mo after the $2,113/mo payment, a 8.14% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $129,825 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $4,328/yr in principal paydown, total projected return reaches $182,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $60 | $400 |
City averages based on Maize market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,186 |
| Total Monthly Debt Service | $2,939 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67101, Maize, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,550 (53.5%) |
| Renter Occupied HU | 1,100 (38.0%) |
| Vacant Housing Units | 246 ( 8.5%) |
| Median Home Value | $351,994 |
| Average Home Value | $355,958 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,228
Multi-Family
391
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67101, Maize, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,550 (53.5%) |
| Renter Occupied HU | 1,100 (38.0%) |
| Vacant Housing Units | 246 ( 8.5%) |
| Median Home Value | $351,994 |
| Average Home Value | $355,958 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,228
Multi-Family
391
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices