4949 Idlewilde RdShady SideMD20764
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 4949 Idlewilde Rd, Shady Side, MD, 20764 in Shady Side, $529,900, 7.63% gross yield, $74/mo net income. Consider it a market-entry position, the $3,370/mo rent covers the $2,383/mo payment with a margin, and 5%/yr appreciation is projected to add $146,402 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.41) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $205,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.2% |
| Monthly Cash Flow | $74 | $450 |
City averages based on Shady Side market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,370 |
| Total Monthly Debt Service | $3,085 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ray Mudd • Schwartz Realty, Inc.
Mls Name: Bright MLS
Mls ID: #MDAA2134620