4939 Pond Ridge DrRiverviewFL33578
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 4939 Pond Ridge Dr, Riverview, FL, 33578 in Riverview at $292,000 earns $2,614/mo in rent and nets $95/mo after the $1,313/mo payment, a 10.74% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,674 over five years. Ziffy Mortgage underwrites this on a 1.99 DSCR without U.S. credit history. With $2,689/yr in principal paydown, total projected return reaches $154,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $95 | $300 |
City averages based on Riverview market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,614 |
| Total Monthly Debt Service | $1,822 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1,386 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
1,386 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices