4935 N 8th StPhiladelphiaPA19120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4935 N 8th St, Philadelphia, PA, 19120 in Philadelphia earns its strong cash-flow label: 14.18% yield, $2,598/mo rent, $1,157/mo net income, DSCR 2.63. The $219,908 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $60,757 by year five. Combined with $2,025/yr in principal paydown, total projected return reaches $158,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 5.8% |
| Monthly Cash Flow | $1,157 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,598 |
| Total Monthly Debt Service | $1,354 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1935
1,056 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1935
1,056 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2569704