4928 Powder Mill RdBeltsvilleMD20705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4928 Powder Mill Rd, Beltsville, MD, 20705 in Beltsville speaks for itself: 10.29% gross on a $350,000 price, generating $3,000/mo in rent and $823/mo in net income after the $1,574/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,878 stacks alongside $96,699 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $185,767.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.1% |
| Monthly Cash Flow | $823 | $1,200 |
City averages based on Beltsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,038 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDPG2193876