4923 JEFF STARLING RoadMacclennyFL32063
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4923 JEFF STARLING Road, Macclenny, FL, 32063 in Macclenny speaks for itself: 10.35% gross on a $260,000 price, generating $2,242/mo in rent and $516/mo in net income after the $1,169/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,194 stacks alongside $71,833 in projected five-year appreciation and $2,395/yr in principal reduction. Projected total cumulative return: $132,393.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $516 | $300 |
City averages based on Macclenny market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,242 |
| Total Monthly Debt Service | $1,622 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32063, Macclenny, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,418 (100%) |
| Owner Occupied HU | 3,835 (70.8%) |
| Renter Occupied HU | 1,261 (23.3%) |
| Vacant Housing Units | 322 ( 5.9%) |
| Median Home Value | $261,008 |
| Average Home Value | $291,361 |
Housing Distribution
Address Breakdown
Residential
5,341
Single Family
5,297
Multi-Family
44
Businesses
483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32063, Macclenny, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,418 (100%) |
| Owner Occupied HU | 3,835 (70.8%) |
| Renter Occupied HU | 1,261 (23.3%) |
| Vacant Housing Units | 322 ( 5.9%) |
| Median Home Value | $261,008 |
| Average Home Value | $291,361 |
Housing Distribution
Address Breakdown
Residential
5,341
Single Family
5,297
Multi-Family
44
Businesses
483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices