492 Riverside CirJesupGA31545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 492 Riverside Cir, Jesup, GA, 31545 in Jesup speaks for itself: 11.09% gross on a $185,000 price, generating $1,710/mo in rent and $584/mo in net income after the $832/mo debt service. DSCR 2.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,009 stacks alongside $51,112 in projected five-year appreciation and $1,704/yr in principal reduction. Projected total cumulative return: $107,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 8.0% |
| Monthly Cash Flow | $584 | $300 |
City averages based on Jesup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $1,052 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Miranda Carter • Exp Realty LLC
Mls Name: HABR
Mls ID: #160221
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.