492 Littleton LoopDownsvilleLA71234
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 492 Littleton Loop, Downsville, LA, 71234 in Downsville. Rental yield 3.46%. At $780,000 with 3.46% gross yield, current distributions are modest, but the 5% appreciation rate projects $215,500 in new equity by year five, complemented by $7,184/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.64) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $129,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.0% |
| Monthly Cash Flow | $(2,584) | $400 |
City averages based on Downsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $4,521 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71234, Downsville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,954 (100%) |
| Owner Occupied HU | 1,400 (71.6%) |
| Renter Occupied HU | 248 (12.7%) |
| Vacant Housing Units | 306 (15.7%) |
| Median Home Value | $215,468 |
| Average Home Value | $219,575 |
Housing Distribution
Address Breakdown
Residential
2,023
Single Family
2,023
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71234, Downsville, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,954 (100%) |
| Owner Occupied HU | 1,400 (71.6%) |
| Renter Occupied HU | 248 (12.7%) |
| Vacant Housing Units | 306 (15.7%) |
| Median Home Value | $215,468 |
| Average Home Value | $219,575 |
Housing Distribution
Address Breakdown
Residential
2,023
Single Family
2,023
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacob Pearson • Coldwell Banker Group One Realty
Mls Name: NELAR
Mls ID: #215424