4914 Independence RdSaginawMN55779








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saginaw at 4914 Independence Rd, Saginaw, MN, 55779 generates $784/mo in rent and, after a $504/mo payment, leaves $73/mo in cash flow. Total monthly income is $784/mo, and annual cash flow is $870/yr on $34,145 invested. Return on cash invested sits at 22.46% in year one, and rental yield is 9.13% on a $103,000 entry. Equity gained on principal adds $665/yr, while 5% annual appreciation builds toward $28,457 over five years. Five-year ROI reaches 117.52% and total cumulative return in cash sums $40,126. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $784/mo property income rather than buyer’s personal income.
Single Family
Built in 1920
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55779, Saginaw, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,763 (100%) |
| Owner Occupied HU | 1,432 (81.2%) |
| Renter Occupied HU | 118 ( 6.7%) |
| Vacant Housing Units | 213 (12.1%) |
| Median Home Value | $356,693 |
| Average Home Value | $401,873 |
Housing Distribution
Address Breakdown
Residential
1,603
Single Family
1,603
Multi-Family
0
Businesses
52
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Listed by: Christopher J. Kornberg • Countryside Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6778933
Disclaimer: Based on information submitted to the MLS GRID as of 2025-08-28 10:13:12 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#28) By searching NorthstarMLS listings you agree to the [NorthstarMLS End User License Agreement](https://static1.squarespace.com/static/56c4eea9d51cd483819dae7b/t/56cbe7e32fe13151e10e6b3d/1456203748061/EULA.pdf)








