491 Split Oak RdSaint AugustineFL32092






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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $4,046/mo, and a $3,387/mo payment. Purchase price stands at $692,000, and rental yield measures 7.02% with $4,046/mo rent. Return on cash invested shows 17.14% in year one, and 5% annual appreciation builds toward $191,187 over five years. Five-year ROI reaches 88.56% and total cumulative return in cash records $201,624. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,046/mo property income covering a $3,387/mo payment rather than investor’s personal income.
Single Family
Built in 2019
0.29 Acres lot
$N/A/sqft
$8 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32092, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 19,388 (80.0%) |
| Renter Occupied HU | 2,898 (12.0%) |
| Vacant Housing Units | 1,951 ( 8.0%) |
| Median Home Value | $551,045 |
| Average Home Value | $590,393 |
Housing Distribution
Address Breakdown
Residential
21,437
Single Family
19,179
Multi-Family
2,258
Businesses
544
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