491 Roberts StBrunswickGA31525



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 491 Roberts St, Brunswick, GA, 31525 in Brunswick. At $239,000 it earns $1,763/mo in rent and distributes $308/mo to the owner after the $1,075/mo payment, a consistent 8.85% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $66,031 in value; $2,201/yr in principal paydown compounds ownership stake. Total projected return: $110,401.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.0% |
| Monthly Cash Flow | $308 | $250 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,763 |
| Total Monthly Debt Service | $1,360 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31525, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,779 (100%) |
| Owner Occupied HU | 7,418 (53.8%) |
| Renter Occupied HU | 5,046 (36.6%) |
| Vacant Housing Units | 1,315 ( 9.5%) |
| Median Home Value | $242,674 |
| Average Home Value | $270,144 |
Housing Distribution
Address Breakdown
Residential
13,513
Single Family
11,819
Multi-Family
1,694
Businesses
663



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2006
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31525, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,779 (100%) |
| Owner Occupied HU | 7,418 (53.8%) |
| Renter Occupied HU | 5,046 (36.6%) |
| Vacant Housing Units | 1,315 ( 9.5%) |
| Median Home Value | $242,674 |
| Average Home Value | $270,144 |
Housing Distribution
Address Breakdown
Residential
13,513
Single Family
11,819
Multi-Family
1,694
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Monica Spaulding • Real Broker, LLC
Mls Name: GIAOR
Mls ID: #1652842
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








