491 Cavender Creek RdCarrolltonGA30116
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 491 Cavender Creek Rd, Carrollton, GA, 30116 in Carrollton is listed at $115,000 and delivers $913/mo in rent and $213/mo in net monthly cash flow. The 9.53% yield and 1.77 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $31,772 over five years, and $1,059/yr in principal reduction supplements cash return. Total projected cumulative return: $57,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $213 | $1,200 |
City averages based on Carrollton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $913 |
| Total Monthly Debt Service | $654 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30116, Carrollton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,700 (100%) |
| Owner Occupied HU | 6,966 (71.8%) |
| Renter Occupied HU | 2,171 (22.4%) |
| Vacant Housing Units | 563 ( 5.8%) |
| Median Home Value | $320,024 |
| Average Home Value | $378,749 |
Housing Distribution
Address Breakdown
Residential
9,276
Single Family
9,152
Multi-Family
124
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30116, Carrollton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,700 (100%) |
| Owner Occupied HU | 6,966 (71.8%) |
| Renter Occupied HU | 2,171 (22.4%) |
| Vacant Housing Units | 563 ( 5.8%) |
| Median Home Value | $320,024 |
| Average Home Value | $378,749 |
Housing Distribution
Address Breakdown
Residential
9,276
Single Family
9,152
Multi-Family
124
Businesses
297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dotti H Duncan • Ara Hansard Realty, Inc.
Mls Name: GAMLS
Mls ID: #10667494