4900 Beach BlvdOrlandoFL32803
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4900 Beach Blvd, Orlando, FL, 32803 in Orlando at $524,000 earns $3,630/mo in rent and nets $71/mo after the $2,356/mo payment, a 8.31% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $144,772 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $4,826/yr in principal paydown, total projected return reaches $204,672.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.1% |
| Monthly Cash Flow | $71 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,630 |
| Total Monthly Debt Service | $3,350 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
2,868 sqft lot
$N/A/sqft
$74 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32803, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,261 (100%) |
| Owner Occupied HU | 5,451 (41.1%) |
| Renter Occupied HU | 6,848 (51.6%) |
| Vacant Housing Units | 962 ( 7.3%) |
| Median Home Value | $526,919 |
| Average Home Value | $626,147 |
Housing Distribution
Address Breakdown
Residential
11,420
Single Family
8,777
Multi-Family
2,643
Businesses
1,745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
2,868 sqft lot
$N/A/sqft
$74 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32803, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,261 (100%) |
| Owner Occupied HU | 5,451 (41.1%) |
| Renter Occupied HU | 6,848 (51.6%) |
| Vacant Housing Units | 962 ( 7.3%) |
| Median Home Value | $526,919 |
| Average Home Value | $626,147 |
Housing Distribution
Address Breakdown
Residential
11,420
Single Family
8,777
Multi-Family
2,643
Businesses
1,745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices