490 N Moon Mountain Ave #14QuartzsiteAZ85346
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 490 N Moon Mountain Ave #14, Quartzsite, AZ, 85346 in Quartzsite at $129,000, 4.74% gross yield, is a market-growth asset. Rental yield 4.74%. The $510/mo rent partially funds the $580/mo debt service; the core return is the 5%/yr price growth projected to add $35,640 over five years. Ziffy Mortgage's DSCR mortgage (0.88) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $32,508.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 8.0% |
| Monthly Cash Flow | $(253) | $500 |
City averages based on Quartzsite market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $510 |
| Total Monthly Debt Service | $711 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85346, Quartzsite, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,186 (100%) |
| Owner Occupied HU | 1,206 (37.9%) |
| Renter Occupied HU | 446 (14.0%) |
| Vacant Housing Units | 1,534 (48.1%) |
| Median Home Value | $123,710 |
| Average Home Value | $201,393 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85346, Quartzsite, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,186 (100%) |
| Owner Occupied HU | 1,206 (37.9%) |
| Renter Occupied HU | 446 (14.0%) |
| Vacant Housing Units | 1,534 (48.1%) |
| Median Home Value | $123,710 |
| Average Home Value | $201,393 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Holley Land & Luxury Group • Long River Realty
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1034820
Disclaimer: Copyright Lake Havasu Association of Realtors / LHAR. All rights reserved. Information is deemed reliable but not guaranteed.