490 Clearwater TerKimberlyAL35091








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Kimberly at 490 Clearwater Ter, Kimberly, AL, 35091 with 5% annual appreciation on a $320,000 basis while $2,952/mo rent supports operations. Total monthly income totals $2,952/mo and a $1,566/mo payment preserves $1,146/mo for cash returns. Annual cash flow comes to $13,752/yr on $106,080 deployed, and return on cash invested reaches 32.87% in year one. Equity gained on principal adds $2,065/yr, and five-year appreciation sums $88,410 alongside rental yield of 11.07%. Five-year ROI measures 171.62% and total cumulative return in cash totals $182,055.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,952/mo property income versus a $1,566/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2024
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,264 (100%) |
| Owner Occupied HU | 1,009 (79.8%) |
| Renter Occupied HU | 199 (15.7%) |
| Vacant Housing Units | 56 ( 4.4%) |
| Median Home Value | $321,507 |
| Average Home Value | $315,741 |
Housing Distribution
Address Breakdown
Residential
1,339
Single Family
1,339
Multi-Family
0
Businesses
42
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