49 Via CasitasBonsallCA92003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 49 Via Casitas, Bonsall, CA, 92003 in Bonsall: $5,362/mo in rent, $601/mo in net income, 8.36% gross yield, 1.55 DSCR, all at $769,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $212,599 in appreciation and $7,087/yr in principal paydown projects total cumulative return of $330,552.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $601 | $600 |
City averages based on Bonsall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,362 |
| Total Monthly Debt Service | $4,454 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
8.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92003, Bonsall, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,190 (100%) |
| Owner Occupied HU | 1,588 (72.5%) |
| Renter Occupied HU | 424 (19.4%) |
| Vacant Housing Units | 178 ( 8.1%) |
| Median Home Value | $1,098,404 |
| Average Home Value | $1,218,994 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
8.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92003, Bonsall, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,190 (100%) |
| Owner Occupied HU | 1,588 (72.5%) |
| Renter Occupied HU | 424 (19.4%) |
| Vacant Housing Units | 178 ( 8.1%) |
| Median Home Value | $1,098,404 |
| Average Home Value | $1,218,994 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janine Hall • Hall In One Realty
Mls Name: CRMLS
Mls ID: #NDP2507369