49 S Centurion WayWhitehallMT59759
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 49 S Centurion Way, Whitehall, MT, 59759 in Whitehall. At $335,000 it earns $2,160/mo in rent and distributes $202/mo to the owner after the $1,506/mo payment, a consistent 7.74% yield. DSCR 1.43 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $92,554 in value; $3,085/yr in principal paydown compounds ownership stake. Total projected return: $139,573.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $202 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,825 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59759, Whitehall, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,322 (70.4%) |
| Renter Occupied HU | 326 (17.3%) |
| Vacant Housing Units | 231 (12.3%) |
| Median Home Value | $418,009 |
| Average Home Value | $468,160 |
Housing Distribution
Address Breakdown
Residential
1,013
Single Family
1,013
Multi-Family
0
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59759, Whitehall, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,322 (70.4%) |
| Renter Occupied HU | 326 (17.3%) |
| Vacant Housing Units | 231 (12.3%) |
| Median Home Value | $418,009 |
| Average Home Value | $468,160 |
Housing Distribution
Address Breakdown
Residential
1,013
Single Family
1,013
Multi-Family
0
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices