49 Middle StreetLancasterNH03584
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 49 Middle Street, Lancaster, NH, 03584 in Lancaster: $2,946/mo in rent, $969/mo net, 11.98% gross yield, all on a $295,000 acquisition. The 2.22 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $81,503 in value, and $2,717/yr in principal paydown steadily builds equity. Projected total cumulative return: $174,846.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $969 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,946 |
| Total Monthly Debt Service | $1,860 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1859
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03584, Lancaster, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,882 (100%) |
| Owner Occupied HU | 1,141 (60.6%) |
| Renter Occupied HU | 452 (24.0%) |
| Vacant Housing Units | 289 (15.4%) |
| Median Home Value | $218,750 |
| Average Home Value | $229,901 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,592
Multi-Family
46
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1859
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03584, Lancaster, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,882 (100%) |
| Owner Occupied HU | 1,141 (60.6%) |
| Renter Occupied HU | 452 (24.0%) |
| Vacant Housing Units | 289 (15.4%) |
| Median Home Value | $218,750 |
| Average Home Value | $229,901 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,592
Multi-Family
46
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Hood Boynton • RE/MAX Northern Edge
Mls Name: PrimeMLS
Mls ID: #5067091