49 Bellewood AvenueDobbs FerryNY10522
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 49 Bellewood Avenue, Dobbs Ferry, NY, 10522 in Dobbs Ferry offers a clean, manageable entry. Rental yield 6.65%. DSCR 1.23 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $276,281 in additional property value over five years, with $9,210/yr in principal equity building ownership stake. Total projected cumulative return: $308,274.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(1,135) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,543 |
| Total Monthly Debt Service | $6,280 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10522, Dobbs Ferry, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,505 (100%) |
| Owner Occupied HU | 2,381 (52.9%) |
| Renter Occupied HU | 1,813 (40.2%) |
| Vacant Housing Units | 311 ( 6.9%) |
| Median Home Value | $847,243 |
| Average Home Value | $954,224 |
Housing Distribution
Address Breakdown
Residential
4,273
Single Family
3,367
Multi-Family
906
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10522, Dobbs Ferry, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,505 (100%) |
| Owner Occupied HU | 2,381 (52.9%) |
| Renter Occupied HU | 1,813 (40.2%) |
| Vacant Housing Units | 311 ( 6.9%) |
| Median Home Value | $847,243 |
| Average Home Value | $954,224 |
Housing Distribution
Address Breakdown
Residential
4,273
Single Family
3,367
Multi-Family
906
Businesses
379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #971454