49 Adelfa StMission ViejoCA92694
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 49 Adelfa St, Mission Viejo, CA, 92694 in Mission Viejo. At $919,900 it earns $7,378/mo in rent and distributes $1,006/mo to the owner after the $4,136/mo payment, a consistent 9.62% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $254,151 in value; $8,472/yr in principal paydown compounds ownership stake. Total projected return: $416,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $1,006 | $300 |
City averages based on Mission Viejo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,378 |
| Total Monthly Debt Service | $6,006 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2014
1,800 sqft lot
$N/A/sqft
$561 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92694, Ladera Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,491 (100%) |
| Owner Occupied HU | 8,776 (70.3%) |
| Renter Occupied HU | 3,093 (24.8%) |
| Vacant Housing Units | 622 ( 5.0%) |
| Median Home Value | $1,238,127 |
| Average Home Value | $1,295,831 |
Housing Distribution
Address Breakdown
Residential
13,707
Single Family
12,121
Multi-Family
1,586
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2014
1,800 sqft lot
$N/A/sqft
$561 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92694, Ladera Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,491 (100%) |
| Owner Occupied HU | 8,776 (70.3%) |
| Renter Occupied HU | 3,093 (24.8%) |
| Vacant Housing Units | 622 ( 5.0%) |
| Median Home Value | $1,238,127 |
| Average Home Value | $1,295,831 |
Housing Distribution
Address Breakdown
Residential
13,707
Single Family
12,121
Multi-Family
1,586
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices