4899 S Dudley Street #1ELittletonCO80123
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 4899 S Dudley Street #1E, Littleton, CO, 80123 in Littleton is narrow, $50/mo net on $2,002/mo rent after the $1,277/mo debt service, but the property operates at break-even-plus, not a loss. At $284,000 with a 8.46% yield, the long-run equity case via 5% appreciation ($78,464 over five years) and $2,616/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $129,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.1% |
| Monthly Cash Flow | $50 | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,002 |
| Total Monthly Debt Service | $1,542 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices