48977 Chisleytown RdSaint InigoesMD20684
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play48977 Chisleytown Rd, Saint Inigoes, MD, 20684 in Saint Inigoes is priced for appreciation, not yield. Rental yield 5.07%. At $475,000 with a 5.07% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $131,234 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.94) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $119,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.6% |
| Monthly Cash Flow | $(948) | $350 |
City averages based on Saint Inigoes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,006 |
| Total Monthly Debt Service | $2,765 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1982
38.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20684, Saint Inigoes, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 530 (100%) |
| Owner Occupied HU | 384 (72.5%) |
| Renter Occupied HU | 84 (15.8%) |
| Vacant Housing Units | 62 (11.7%) |
| Median Home Value | $477,778 |
| Average Home Value | $550,339 |
Housing Distribution
Address Breakdown
Residential
430
Single Family
428
Multi-Family
2
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1982
38.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20684, Saint Inigoes, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 530 (100%) |
| Owner Occupied HU | 384 (72.5%) |
| Renter Occupied HU | 84 (15.8%) |
| Vacant Housing Units | 62 (11.7%) |
| Median Home Value | $477,778 |
| Average Home Value | $550,339 |
Housing Distribution
Address Breakdown
Residential
430
Single Family
428
Multi-Family
2
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices