48940 W Long Rifle RdAguilaAZ85320
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.76% gross rental yield, 48940 W Long Rifle Rd, Aguila, AZ, 85320 in Aguila is priced for capital growth, not immediate cash flow. The $1,994,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $550,905 by year five, with $18,365/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.70) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $397,258.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 7.0% |
| Monthly Cash Flow | $(5,539) | $300 |
City averages based on Aguila market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,248 |
| Total Monthly Debt Service | $10,994 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
10.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85320, Aguila, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 375 (100%) |
| Owner Occupied HU | 232 (61.9%) |
| Renter Occupied HU | 29 ( 7.7%) |
| Vacant Housing Units | 114 (30.4%) |
| Median Home Value | $676,316 |
| Average Home Value | $750,119 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
10.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85320, Aguila, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 375 (100%) |
| Owner Occupied HU | 232 (61.9%) |
| Renter Occupied HU | 29 ( 7.7%) |
| Vacant Housing Units | 114 (30.4%) |
| Median Home Value | $676,316 |
| Average Home Value | $750,119 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nikkie N Miller • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6721279
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010