4893 Berwick WayGonzalesLA70737
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 4893 Berwick Way, Gonzales, LA, 70737 in Gonzales is a conservative rental investment at $475,000. Rental yield 6.22%. A 1.15 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $131,234; $4,375/yr in principal paydown supplements. Total projected return: $139,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(646) | $325 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,464 |
| Total Monthly Debt Service | $2,921 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
5,227 sqft lot
$N/A/sqft
$780 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
5,227 sqft lot
$N/A/sqft
$780 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeanne Stroda • Latter & Blum - Perkins
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2025005913
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.