4883 E Geary StFresnoCA93725
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4883 E Geary St, Fresno, CA, 93725 in Fresno is a solid income-producing rental, 8.4% gross yield, $2,621/mo rent, $304/mo net cash flow on a $374,500 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $103,467 and $3,449/yr in principal reduction project a total cumulative return of $161,628.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.1% |
| Monthly Cash Flow | $304 | $420 |
City averages based on Fresno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,621 |
| Total Monthly Debt Service | $2,168 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93725, Fresno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,260 (100%) |
| Owner Occupied HU | 4,062 (56.0%) |
| Renter Occupied HU | 2,880 (39.7%) |
| Vacant Housing Units | 318 ( 4.4%) |
| Median Home Value | $346,601 |
| Average Home Value | $400,860 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
6,658
Multi-Family
155
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93725, Fresno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,260 (100%) |
| Owner Occupied HU | 4,062 (56.0%) |
| Renter Occupied HU | 2,880 (39.7%) |
| Vacant Housing Units | 318 ( 4.4%) |
| Median Home Value | $346,601 |
| Average Home Value | $400,860 |
Housing Distribution
Address Breakdown
Residential
6,813
Single Family
6,658
Multi-Family
155
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rosa M. Ochoa • Park Place Real Estate
Mls Name: Fresno MLS
Mls ID: #644219