4882 N Hunter RoadCampbellsburgIN47108
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4882 N Hunter Road, Campbellsburg, IN, 47108 in Campbellsburg: $2,538/mo in rent, $587/mo in net income, 9.37% gross yield, 1.74 DSCR, all at $325,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $89,792 in appreciation and $2,993/yr in principal paydown projects total cumulative return of $160,782.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $587 | $250 |
City averages based on Campbellsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,538 |
| Total Monthly Debt Service | $1,822 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
4.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47108, Campbellsburg, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 736 (72.4%) |
| Renter Occupied HU | 159 (15.6%) |
| Vacant Housing Units | 121 (11.9%) |
| Median Home Value | $150,743 |
| Average Home Value | $332,707 |
Housing Distribution
Address Breakdown
Residential
931
Single Family
915
Multi-Family
16
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
4.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47108, Campbellsburg, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 736 (72.4%) |
| Renter Occupied HU | 159 (15.6%) |
| Vacant Housing Units | 121 (11.9%) |
| Median Home Value | $150,743 |
| Average Home Value | $332,707 |
Housing Distribution
Address Breakdown
Residential
931
Single Family
915
Multi-Family
16
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary McCoskey Finkle • Mainstreet REALTORS
Mls Name: SIRA
Mls ID: #202509625