4881 Volcanoville RdGeorgetownCA95634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4881 Volcanoville Rd, Georgetown, CA, 95634 in Georgetown hard to pass up. The 10.03% gross yield on a $275,000 purchase results in $2,298/mo in rent and $597/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.86). Annual cash flow of $7,162, five-year appreciation of $75,977, and $2,533/yr in equity build-up combine for a projected total cumulative return of $142,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $597 | $250 |
City averages based on Georgetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,298 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
5.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
5.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95634, Georgetown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,525 (100%) |
| Owner Occupied HU | 960 (63.0%) |
| Renter Occupied HU | 240 (15.7%) |
| Vacant Housing Units | 325 (21.3%) |
| Median Home Value | $554,779 |
| Average Home Value | $586,549 |
Housing Distribution
Address Breakdown
Residential
1,070
Single Family
1,067
Multi-Family
3
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patti Smith • Patti Smith Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225072239