488 Rock Haven RdBrandenburgKY40108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 488 Rock Haven Rd, Brandenburg, KY, 40108 in Brandenburg at $699,900, 4.31% gross yield, is a market-growth asset. Rental yield 4.31%. The $2,515/mo rent partially funds the $3,147/mo debt service; the core return is the 5%/yr price growth projected to add $193,369 over five years. Ziffy Mortgage's DSCR mortgage (0.80) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $152,801.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.0% |
| Monthly Cash Flow | $(1,745) | $1,100 |
City averages based on Brandenburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,515 |
| Total Monthly Debt Service | $3,981 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
24.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
24.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Metro Search Inc. LLC DBA Apex MLS
Mls ID: #1712881