488 Crossing LnDaytonOH45449
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder488 Crossing Ln, Dayton, OH, 45449 in Dayton is a stable, well-positioned rental at $491,000. Rental yield 7.38%. DSCR 1.37 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $135,654 in value and $4,522/yr in principal paydown builds equity, a total projected return of $170,640.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.1% |
| Monthly Cash Flow | $(258) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,018 |
| Total Monthly Debt Service | $3,080 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
9,016 sqft lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
9,016 sqft lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Tartabini • New Advantage Ltd
Mls Name: DABR MLS
Mls Provider:
Mls ID: #937163
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.