4873 Washington St APT 1West RoxburyMA02132
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis West Roxbury rental at 4873 Washington St APT 1, West Roxbury, MA, 02132 sits in the solid-income band: 8.63% gross yield, $3,558/mo rent, $438/mo net after the $2,226/mo debt service, DSCR 1.60. Entry price of $495,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $136,759 and $4,559/yr in principal reduction bring total cumulative return to $216,125.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.2% |
| Monthly Cash Flow | $438 | $650 |
City averages based on West Roxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,558 |
| Total Monthly Debt Service | $2,923 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
1,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02132, West Roxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,035 (100%) |
| Owner Occupied HU | 7,771 (64.6%) |
| Renter Occupied HU | 3,610 (30.0%) |
| Vacant Housing Units | 654 ( 5.4%) |
| Median Home Value | $764,136 |
| Average Home Value | $804,012 |
Housing Distribution
Address Breakdown
Residential
11,861
Single Family
9,173
Multi-Family
2,688
Businesses
655
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
1,060 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02132, West Roxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,035 (100%) |
| Owner Occupied HU | 7,771 (64.6%) |
| Renter Occupied HU | 3,610 (30.0%) |
| Vacant Housing Units | 654 ( 5.4%) |
| Median Home Value | $764,136 |
| Average Home Value | $804,012 |
Housing Distribution
Address Breakdown
Residential
11,861
Single Family
9,173
Multi-Family
2,688
Businesses
655
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hassan Sakhta • Coldwell Banker Realty - Sharon
Mls Name: MLS PIN
Mls ID: #73455159