486 Finley AveMontgomeryAL36104
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Montgomery at 486 Finley Ave, Montgomery, AL, 36104 uses $46,244 cash to close to unlock $7,208/yr annual cash flow and $601/mo monthly cash flow. Total monthly income runs $1,508/mo, and a $683/mo payment keeps the spread at $601/mo. Purchase price stands at $139,500, and rental yield measures 12.97% with $1,508/mo rent. Return on cash invested shows 35.49% in year one, and 5% annual appreciation builds toward $38,541 over five years. Five-year ROI reaches 186.85% and total cumulative return in cash records $86,409. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,508/mo property income covering a $683/mo payment rather than investor’s personal income.
Multi Family
Built in 1950
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36104, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,824 (100%) |
| Owner Occupied HU | 939 (19.5%) |
| Renter Occupied HU | 2,442 (50.6%) |
| Vacant Housing Units | 1,443 (29.9%) |
| Median Home Value | $125,781 |
| Average Home Value | $238,222 |
Housing Distribution
Address Breakdown
Residential
3,761
Single Family
3,151
Multi-Family
610
Businesses
1,196
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Listed by: Steven Hayden • eList Realty Alabama LLC
Mls Name: MAAR
Mls Provider:
Mls ID: #567046
Disclaimer: Information is deemed reliable, but not guaranteed. Listing Information Copyright 2025 Multiple Listing Service, Inc. of Montgomery Area Association of REALTORS Inc. The information being provided is for consumers' personal, non-commercial use and will not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this web site comes in part from the IDX Program of the Multiple Listing Service, Inc. of Montgomery Area Association of REALTORS Inc. Real estate listings held by brokerage firms other than Zillow, Inc are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies.