4859 Independence Dr, Bradenton, FL, 34210 | $231/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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4859 Independence Dr, Bradenton, FL, 34210 | $231/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Bradenton at 4859 Independence Dr, Bradenton, FL, 34210 offers $1,957/mo rent that, after a $1,273/mo payment, leaves $231/mo cash flow. Total monthly income is $1,957/mo, and annual cash flow is $2,774/yr on $86,190 cash. Return on cash invested measures 23.13% in year one, and rental yield stands at 9.03% at a $260,000 entry. Equity gained on principal adds $1,678/yr while 5% annual appreciation compounds into $71,833 by year five. Five-year ROI records 120.73% and total cumulative return in cash reaches $104,057. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,957/mo property income versus a $1,273/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Condo

Built in 1981

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to your breezy Bradenton retreat in the desirable coastal community of Mount Vernon. This spacious two bedroom, two bathroom second floor condo offers relaxed Florida living with serene pond views and glimpses of Sarasota Bay. The home has been beautifully refreshed with brand new luxury vinyl flooring throughout, brand new quartz countertops, new fixtures, and fresh paint, creating a clean and modern move in ready feel. The former lanai has been enclosed to provide a bright and flexible bonus space that works well as a reading nook, office, hobby area, or morning coffee spot. The open floor plan brings in abundant natural light and creates an inviting flow for both daily living and entertaining. The community maintained roof was replaced in 2019 for added peace of mind. Mount Vernon offers an active lifestyle with a heated resort style pool, pickleball and tennis courts, shuffleboard, boat slips, a bayfront park, nature trails, a butterfly garden, kayak launch and storage, and a clubhouse with a library, game room, and banquet space. Your monthly fee includes cable, internet, water, sewer, trash, pest control, landscaping, and exterior maintenance, allowing for convenient and stress free living. The location is ideal, with a quick five minute drive or twenty minute bike ride to some of Floridas most beautiful beaches. Whether you are looking for a full time residence, a seasonal getaway, or a smart investment opportunity, this condo offers comfort, value, and a true coastal lifestyle. Come take a look and see why life at Mount Vernon feels like vacation every day.

Neighborhood Data

Neighborhood data shown for ZIP Code: 34210, Bradenton, FL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,747 (100%)
Owner Occupied HU	4,540 (38.6%)
Renter Occupied HU	3,679 (31.3%)
Vacant Housing Units	3,528 (30.0%)
Median Home Value	$432,365
Average Home Value	$528,171