4858 E Cooper StTucsonAZ85711
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 4858 E Cooper St, Tucson, AZ, 85711 in Tucson at $315,000 earns $1,946/mo in rent and nets $84/mo after the $1,416/mo payment, a 7.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,029 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $2,901/yr in principal paydown, total projected return reaches $124,510.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $84 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,946 |
| Total Monthly Debt Service | $1,737 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85711, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,021 (100%) |
| Owner Occupied HU | 9,656 (48.2%) |
| Renter Occupied HU | 8,996 (44.9%) |
| Vacant Housing Units | 1,369 ( 6.8%) |
| Median Home Value | $323,783 |
| Average Home Value | $354,162 |
Housing Distribution
Address Breakdown
Residential
18,826
Single Family
14,406
Multi-Family
4,420
Businesses
1,530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85711, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,021 (100%) |
| Owner Occupied HU | 9,656 (48.2%) |
| Renter Occupied HU | 8,996 (44.9%) |
| Vacant Housing Units | 1,369 ( 6.8%) |
| Median Home Value | $323,783 |
| Average Home Value | $354,162 |
Housing Distribution
Address Breakdown
Residential
18,826
Single Family
14,406
Multi-Family
4,420
Businesses
1,530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices