4850 Highway 144RaglandAL35131
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Ragland at 4850 Highway 144, Ragland, AL, 35131 listed at $280,000 pairs $1,904/mo rent with a $1,370/mo payment to leave $324/mo cash flow. Total monthly income runs $1,904/mo, and annual cash flow reaches $3,888/yr on $92,820 cash to close. Return on cash invested measures 24.1% in year one, and rental yield registers 8.16% at a $280,000 basis. Equity gained on principal adds $1,807/yr, and annual property appreciation at 5% supports $77,359 by year five. Five-year ROI tracks 124.59% and total cumulative return in cash totals $115,641. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,904/mo property income relative to a $1,370/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1963
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35131, Ragland, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,878 (100%) |
| Owner Occupied HU | 1,349 (71.8%) |
| Renter Occupied HU | 313 (16.7%) |
| Vacant Housing Units | 216 (11.5%) |
| Median Home Value | $199,702 |
| Average Home Value | $237,767 |
Housing Distribution
Address Breakdown
Residential
1,699
Single Family
1,699
Multi-Family
0
Businesses
67
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Listed by: Laurie Brasher • Fields Gossett Realty
Mls Name: GALMLS
Mls Provider:
Mls ID: #21407772
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.