485 Richard St, Martinsburg, WV, 25404 | $136/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Martinsburg at 485 Richard St, Martinsburg, WV, 25404 offers $2,161/mo rent that, after a $1,713/mo payment, leaves $136/mo cash flow. Total monthly income is $2,161/mo, and annual cash flow is $1,632/yr on $115,992 cash. Return on cash invested measures 21.32% in year one, and rental yield stands at 7.41% at a $349,900 entry. Equity gained on principal adds $2,258/yr while 5% annual appreciation compounds into $96,671 by year five. Five-year ROI records 109.91% and total cumulative return in cash reaches $127,482. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,161/mo property income versus a $1,713/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1977

0.28 Acres lot

$N/A/sqft

No HOA