485 Hardwich StNotasulgaAL36866
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow485 Hardwich St, Notasulga, AL, 36866 in Notasulga is a solid income-producing rental, 10.28% gross yield, $942/mo rent, $321/mo net cash flow on a $110,000 buy. DSCR 1.90 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,391 and $1,013/yr in principal reduction project a total cumulative return of $62,113.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $321 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $942 |
| Total Monthly Debt Service | $577 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36866, Notasulga, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,013 (100%) |
| Owner Occupied HU | 1,394 (69.2%) |
| Renter Occupied HU | 400 (19.9%) |
| Vacant Housing Units | 219 (10.9%) |
| Median Home Value | $120,859 |
| Average Home Value | $166,298 |
Housing Distribution
Address Breakdown
Residential
1,644
Single Family
1,644
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36866, Notasulga, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,013 (100%) |
| Owner Occupied HU | 1,394 (69.2%) |
| Renter Occupied HU | 400 (19.9%) |
| Vacant Housing Units | 219 (10.9%) |
| Median Home Value | $120,859 |
| Average Home Value | $166,298 |
Housing Distribution
Address Breakdown
Residential
1,644
Single Family
1,644
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KELLY MERRITT • EXIT REALTY ANCHOR SOUTH
Mls Name: LCMLS
Mls ID: #174516
Disclaimer: The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Lee County Association of REALTORS. Information is deemed reliable but is not guaranteed.