4849 State Highway 354WisemanAR72587
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 4849 State Highway 354, Wiseman, AR, 72587 in Wiseman. Rental yield 6.87%. The 1.27 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $79,845 and $2,662/yr in principal reduction project total return of $104,020.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(84) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,654 |
| Total Monthly Debt Service | $1,622 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72587, Wiseman, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 35 (100%) |
| Owner Occupied HU | 26 (74.3%) |
| Renter Occupied HU | 2 ( 5.7%) |
| Vacant Housing Units | 7 (20.0%) |
| Median Home Value | $112,500 |
| Average Home Value | $199,904 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
36
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72587, Wiseman, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 35 (100%) |
| Owner Occupied HU | 26 (74.3%) |
| Renter Occupied HU | 2 ( 5.7%) |
| Vacant Housing Units | 7 (20.0%) |
| Median Home Value | $112,500 |
| Average Home Value | $199,904 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
36
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices