4849 Cebrian AveNew CuyamaCA93254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4849 Cebrian Ave, New Cuyama, CA, 93254 in New Cuyama. Priced at $256,000, it generates $2,805/mo in gross rent and $1,221/mo in net monthly cash flow, a 13.15% yield that comfortably supports the 2.44 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,656. Five-year appreciation: $70,728. Equity from principal paydown: $2,358/yr. Total projected cumulative return: $175,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 8.0% |
| Monthly Cash Flow | $1,221 | $500 |
City averages based on New Cuyama market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,805 |
| Total Monthly Debt Service | $1,482 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93254, New Cuyama, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 307 (100%) |
| Owner Occupied HU | 151 (49.2%) |
| Renter Occupied HU | 107 (34.9%) |
| Vacant Housing Units | 49 (16.0%) |
| Median Home Value | $222,115 |
| Average Home Value | $440,199 |
Housing Distribution
Address Breakdown
Residential
20
Single Family
20
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: North Santa Barbara County MLS
Mls ID: #26001118