4842 SE 130th PlBelleviewFL34420
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.68% yield at 4842 SE 130th Pl, Belleview, FL, 34420 in Belleview is solid, but the $863/mo payment compresses net cash flow to $190/mo at $192,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $53,046 by year five, and $1,768/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.79) without U.S. income documentation. Total projected return: $90,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 8.0% |
| Monthly Cash Flow | $190 | $250 |
City averages based on Belleview market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,549 |
| Total Monthly Debt Service | $1,198 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34420, Belleview, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,847 (100%) |
| Owner Occupied HU | 6,034 (68.2%) |
| Renter Occupied HU | 1,945 (22.0%) |
| Vacant Housing Units | 868 ( 9.8%) |
| Median Home Value | $245,146 |
| Average Home Value | $275,884 |
Housing Distribution
Address Breakdown
Residential
8,150
Single Family
7,417
Multi-Family
733
Businesses
526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34420, Belleview, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,847 (100%) |
| Owner Occupied HU | 6,034 (68.2%) |
| Renter Occupied HU | 1,945 (22.0%) |
| Vacant Housing Units | 868 ( 9.8%) |
| Median Home Value | $245,146 |
| Average Home Value | $275,884 |
Housing Distribution
Address Breakdown
Residential
8,150
Single Family
7,417
Multi-Family
733
Businesses
526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices