4841 Spruce Creek RdSpruce CreekPA16683








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Spruce Creek at 4841 Spruce Creek Rd, Spruce Creek, PA, 16683 listed at $125,000 pairs $956/mo rent with a $612/mo payment to leave $137/mo cash flow. Total monthly income runs $956/mo, and annual cash flow reaches $1,641/yr on $41,438 cash to close. Return on cash invested measures 23.87% in year one, and rental yield registers 9.18% at a $125,000 basis. Equity gained on principal adds $807/yr, and annual property appreciation at 5% supports $34,535 by year five. Five-year ROI tracks 124.57% and total cumulative return in cash totals $51,617. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $956/mo property income relative to a $612/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1861
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16683, Spruce Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 135 (73.4%) |
| Renter Occupied HU | 31 (16.8%) |
| Vacant Housing Units | 18 ( 9.8%) |
| Median Home Value | $315,909 |
| Average Home Value | $390,778 |
Housing Distribution
Address Breakdown
Residential
141
Single Family
141
Multi-Family
0
Businesses
11
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Listed by: Rachel Wagner • Rail City Realty, LLC
Mls Name: AHAR
Mls ID: #78666







