484 Danforth PlDaytonOH45431
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 484 Danforth Pl, Dayton, OH, 45431 in Dayton speaks for itself: 10.73% gross on a $217,500 price, generating $1,945/mo in rent and $515/mo in net income after the $978/mo debt service. DSCR 1.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,174 stacks alongside $60,091 in projected five-year appreciation and $2,003/yr in principal reduction. Projected total cumulative return: $115,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 8.1% |
| Monthly Cash Flow | $515 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,945 |
| Total Monthly Debt Service | $1,344 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45431, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,608 (100%) |
| Owner Occupied HU | 5,949 (47.2%) |
| Renter Occupied HU | 5,543 (44.0%) |
| Vacant Housing Units | 1,116 ( 8.9%) |
| Median Home Value | $222,796 |
| Average Home Value | $247,665 |
Housing Distribution
Address Breakdown
Residential
12,441
Single Family
11,226
Multi-Family
1,215
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45431, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,608 (100%) |
| Owner Occupied HU | 5,949 (47.2%) |
| Renter Occupied HU | 5,543 (44.0%) |
| Vacant Housing Units | 1,116 ( 8.9%) |
| Median Home Value | $222,796 |
| Average Home Value | $247,665 |
Housing Distribution
Address Breakdown
Residential
12,441
Single Family
11,226
Multi-Family
1,215
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices