4837 Northland AveSaint LouisMO63113
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4837 Northland Ave, Saint Louis, MO, 63113 in Saint Louis speaks for itself: 12.6% gross on a $135,000 price, generating $1,418/mo in rent and $577/mo in net income after the $607/mo debt service. DSCR 2.34, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,927 stacks alongside $37,298 in projected five-year appreciation and $1,243/yr in principal reduction. Projected total cumulative return: $88,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 7.8% |
| Monthly Cash Flow | $577 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,418 |
| Total Monthly Debt Service | $787 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1906
5,558 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63113, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,898 (100%) |
| Owner Occupied HU | 1,755 (29.8%) |
| Renter Occupied HU | 2,330 (39.5%) |
| Vacant Housing Units | 1,813 (30.7%) |
| Median Home Value | $97,381 |
| Average Home Value | $166,805 |
Housing Distribution
Address Breakdown
Residential
4,938
Single Family
3,976
Multi-Family
962
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1906
5,558 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63113, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,898 (100%) |
| Owner Occupied HU | 1,755 (29.8%) |
| Renter Occupied HU | 2,330 (39.5%) |
| Vacant Housing Units | 1,813 (30.7%) |
| Median Home Value | $97,381 |
| Average Home Value | $166,805 |
Housing Distribution
Address Breakdown
Residential
4,938
Single Family
3,976
Multi-Family
962
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26006793