4837 E Whitehall DrSan Tan ValleyAZ85140
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4837 E Whitehall Dr, San Tan Valley, AZ, 85140 in San Tan Valley: $2,447/mo in rent, $211/mo in net income, 8.04% gross yield, 1.49 DSCR, all at $365,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $100,843 in appreciation and $3,362/yr in principal paydown projects total cumulative return of $151,920.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $211 | $400 |
City averages based on San Tan Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,447 |
| Total Monthly Debt Service | $2,090 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
6,244 sqft lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
6,244 sqft lot
$N/A/sqft
$234 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Albert Bui • My Home Group Real Estate
Mls Name: ARMLS
Mls Provider:
Mls ID: #6877232
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.