4836 Smithfield Dr NBirminghamAL35207
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Birmingham at 4836 Smithfield Dr N, Birmingham, AL, 35207 uses $74,588 cash to close to unlock $6,099/yr annual cash flow and $508/mo monthly cash flow. Total monthly income runs $1,778/mo, and a $1,101/mo payment keeps the spread at $508/mo. Purchase price stands at $225,000, and rental yield measures 9.48% with $1,778/mo rent. Return on cash invested shows 28.09% in year one, and 5% annual appreciation builds toward $62,163 over five years. Five-year ROI reaches 146.01% and total cumulative return in cash records $108,909. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,778/mo property income covering a $1,101/mo payment rather than investor’s personal income.
Single Family
Built in 1971
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35207, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,908 (100%) |
| Owner Occupied HU | 1,624 (41.6%) |
| Renter Occupied HU | 1,601 (41.0%) |
| Vacant Housing Units | 683 (17.5%) |
| Median Home Value | $94,643 |
| Average Home Value | $167,882 |
Housing Distribution
Address Breakdown
Residential
3,228
Single Family
2,927
Multi-Family
301
Businesses
274
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Listed by: James Barber • RSA I AM Realty
Mls Name: GALMLS
Mls ID: #21427113