4835 Highway 9MalvernAR72104
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 4835 Highway 9, Malvern, AR, 72104 in Malvern earns a 9.18% gross yield at $175,000. Rent of $1,339/mo nets $287/mo after the $787/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $48,349 and $1,612/yr in equity accumulation project a total cumulative return of $84,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $287 | $300 |
City averages based on Malvern market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,339 |
| Total Monthly Debt Service | $982 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72104, Malvern, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,847 (100%) |
| Owner Occupied HU | 6,212 (63.1%) |
| Renter Occupied HU | 2,518 (25.6%) |
| Vacant Housing Units | 1,117 (11.3%) |
| Median Home Value | $159,224 |
| Average Home Value | $194,287 |
Housing Distribution
Address Breakdown
Residential
9,349
Single Family
9,103
Multi-Family
246
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72104, Malvern, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,847 (100%) |
| Owner Occupied HU | 6,212 (63.1%) |
| Renter Occupied HU | 2,518 (25.6%) |
| Vacant Housing Units | 1,117 (11.3%) |
| Median Home Value | $159,224 |
| Average Home Value | $194,287 |
Housing Distribution
Address Breakdown
Residential
9,349
Single Family
9,103
Multi-Family
246
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices