4828 Stone Shop Cir #4828, Owings Mills, MD, 21117 | $988/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Owings Mills at 4828 Stone Shop Cir #4828, Owings Mills, MD, 21117 offers a 11.7% rental yield on a $280,000 purchase with $2,729/mo rent. Total monthly income registers $2,729/mo, and a $1,370/mo payment leaves $988/mo available for distribution. Annual cash flow reaches $11,856/yr on $92,820 to close, and return on cash invested stands at 32.68% in year one. Equity gained on principal adds $1,807/yr while 5% annual appreciation supports $77,359 over five years. Portfolio math shows five-year ROI at 171.37% and total cumulative return in cash at $159,069. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,729/mo property income against a $1,370/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1995

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21117, Owings Mills, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	26,037 (100%)
Owner Occupied HU	12,762 (49.0%)
Renter Occupied HU	11,499 (44.2%)
Vacant Housing Units	1,776 ( 6.8%)
Median Home Value	$420,475
Average Home Value	$492,199