4814 W 131st StHawthorneCA90250
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder4814 W 131st St, Hawthorne, CA, 90250 in Hawthorne earns a respectable 7.43% gross yield at $799,000, but after the $3,593/mo mortgage the net cash flow is $1/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.38) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $220,749 over five years, making equity the dominant return driver. Total projected return: $303,015.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $1 | $300 |
City averages based on Hawthorne market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,944 |
| Total Monthly Debt Service | $4,625 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
5,283 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
5,283 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90250, Hawthorne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,824 (100%) |
| Owner Occupied HU | 10,579 (30.4%) |
| Renter Occupied HU | 23,072 (66.3%) |
| Vacant Housing Units | 1,173 ( 3.4%) |
| Median Home Value | $860,874 |
| Average Home Value | $907,696 |
Housing Distribution
Address Breakdown
Residential
33,795
Single Family
15,700
Multi-Family
18,095
Businesses
1,877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CLAW
Mls Provider:
Mls ID: #26873041